One-Part Contracts

Simplify Your SMSF Property Investments With One-Part Contracts

Simplify your SMSF property investments with our guidance on one-part contracts. We help you navigate superannuation laws that allow SMSFs to borrow for investments under a single asset condition.

Our Expertise

  • Under SMSF regulations, you cannot borrow money to construct a new property or even renovate an existing one, as these activities are considered improvements rather than investments. This limitation requires a creative solution for those looking to invest in specialised properties.
  • One-part contracts are the answer. At SMSF Loans, we streamline your property investments with our expertise in these contracts. We guide you through superannuation laws, making it possible for SMSFs to borrow under a single asset condition and opening up more opportunities for you.

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Streamline SMSF Investments with One-Part Contracts

Take the complexity out of SMSF investments with our tailored one-part contracts. Our expert guidance ensures you navigate SMSF regulations seamlessly, enabling you to invest confidently in specialised properties without the hassle of multiple transactions.

Diversify Your Portfolio With Specialised Properties With One-Part Contracts

Navigate the legal requirements of property investing with one-part contracts.
What To Consider When Investing In Properties Through SMSF Loans

When investing in properties through SMSF loans, it's crucial to consider compliance with SMSF regulations, particularly regarding property improvements. One-part contracts are a legal workaround that allow you to invest in fully constructed properties without breaching borrowing rules.

What Is A One-Part Contract?

A one-part contract combines the purchase of land and the construction of a property into a single agreement. This type of contract is designed to comply with self-managed super regulations, allowing you to invest in new builds legally without needing separate construction financing.

Why Do You Need A One-Part Contract?

You need a one-part contract to legally invest in new or specialised properties through your SMSF. It ensures compliance with SMSF borrowing rules, preventing any legal issues while enabling you to invest in properties like NDIS housing, which often require custom-built features.

How SMSF Loans Help You With One-Part Contracts

SMSF Loans provides expert guidance on utilising one-part contracts for your property investments. We help you understand and navigate the legalities, ensuring your investments are compliant and strategically sound, maximising your SMSF's potential.