Drive Your Financial Future with SMSF Loans

Are you considering property investments through your superannuation fund? Need to finance a business premises purchase via your SMSF? We specialise in helping investors and business owners secure financing through their self-managed superannuation fund.
happy middle aged business man looking for SMSF property loan services
Simplified SMSF financing with top lender connections

SMSF Loans Designed for Your Investment Needs

Unlock the potential of your SMSF property investment with our expert services. We cut through the complexities of super fund loans, connecting you with tailored loan solutions for optimal wealth-building.

Our extensive experience and strong ties with top lenders ensure you get the best financing options, allowing you to focus on growing your investments. Whether you’re investing in residential or commercial properties, refinancing, or crafting a lending strategy, we provide the expertise and support you need to succeed.

Why Choose Our Self-Managed Super Fund Services

The benefits we offer:
Broad Network

Our partnerships with a trusted network of top lenders give you access to unique offers and competitive rates unavailable through direct applications.

Proven Experience

With decades of experience in securing SMSF loans for a variety of investment needs, we are equipped to find the best super fund loan tailored to your needs.

Focused Expertise

With deep knowledge of SMSF loans, we ensure you receive financing that aligns perfectly with your specific investment strategy.

How Our Super Fund Loan Process Works

Our streamlined process ensures you get the best SMSF loan with minimal hassle. Here’s how it works:
Assess and Plan

We assess your situation and explore lending options to plan your investment strategy.

Apply and Negotiate

We manage the loan application and negotiate with lenders to get you the best terms and rates.

Fund and Implement

Once approved, we ensure quick disbursement and assist with your investment strategy, providing ongoing support as needed.

Our Diverse SMSF Loan Services

Explore our comprehensive range of SMSF loan services designed to meet your unique investment needs:
SMSF Residential Loans

Utilise your SMSF to invest in residential property with Commercial Loans. Our team navigates the complexities of SMSF borrowing, ensuring compliance with regulations, and optimising loan terms for maximum growth and security. Whether you're looking to invest in a house, apartment, or other residential property, give us a call to see how we can help.

Commercial SMSF Property Loans

We help businesses use their SMSF to acquire commercial properties. Whether it's an office building, retail space, or industrial property, we specialise in securing loans tailored to the unique needs of SMSFs investing in commercial real estate. Our expertise includes structuring loans under Limited Recourse Borrowing Arrangements (LRBAs) and navigating the assessment criteria set by banks for commercial SMSF loans.

SMSF Setup

Don’t have a self-managed super fund yet? We have strong partnerships with financial planners, accountants, and legal experts who can provide the advice you need to ensure that your investments make sense and are compliant.

SMSF Refinance

Improve your SMSF loan repayments with our refinancing service. Benefit from lower interest rates, enhanced cash flow, and significant savings on your property loan repayments.

SMSF Lending Strategy

Our SMSF loan experts, in collaboration with your financial planner, provide ongoing support and oversight to ensure your loan is set up to minimise costs. We help you make informed decisions regarding refinancing and other loan options, ensuring that your investments remain cost-effective and well-managed over time.

SMSF Bad Credit

Overcome bad credit challenges with our SMSF lending solutions. We evaluate your financial situation and offer bespoke solutions to secure the necessary funds for your super fund investments, even if you’ve had some challenges in the past.

NDIS Property Investment

Invest in specialist disability housing with our expertise in one-part contracts designed for SMSFs. Enjoy low risk and high returns by leveraging our knowledge in this niche market.

One-Part Contracts

Simplify your SMSF property investments with our guidance on one-part contracts. We help you navigate superannuation laws that allow SMSFs to borrow for investments under a single asset condition, unlocking more opportunities.

Maximise Your SMSF Growth with the Right Loan

The right loan can help your SMSF grow and surpass your investment goals. Contact us to review your SMSF loan options today.

Frequently Asked Questions About SMSF Loans

Common Questions Answered
Yes, SMSFs can borrow money for property, managed funds, or shares using a Limited Recourse Borrowing Arrangement (LRBA). This process is heavily regulated, so getting expert advice is recommended. Contact us for more details.
Yes, SMSF loans can be used to buy residential, commercial, or industrial properties. However, they can't be used to buy properties for personal use or from related parties of SMSF members. They also generally can’t be used for construction or renovations.
An SMSF can usually borrow up to 80% of the property's value. For example, if the property is worth $1 million, the loan can be up to $800,000. This can range from borrower to borrower - some can borrow up to 90%, some may be closer to 50%. Our team of experts can advise on your personal borrowing capacity.
Yes, you can lease it to your business if you charge a fair market rent. This can grow your superannuation and benefit your business. We can guide you through this process.
An SMSF loan is a special loan for self-managed super funds to make investments via property. It's like a home mortgage but more complex and regulated. Contact us to learn more.
Navigating through property investments within an SMSF involves various considerations such as property values, regulatory changes, interest rates, tenant occupancy, and financial liquidity. Working closely with experienced experts can help manage these factors effectively and ensure the stability and growth of your investment portfolio.
Benefits include tax concessions and deductions, rental income, portfolio diversification, control over investments, property appreciation, leasing to businesses, and borrowing leverage. Please speak with your accountant or financial advisor to ensure an SMSF investment makes sense for your personal position.
Yes, interest on SMSF loans for investment is usually tax-deductible. Consult a tax advisor for personalised advice.
If the loan defaults, the lender can take the property held by the SMSF as security. Managing loan repayments carefully is crucial to avoid default.
Only a few banks offer SMSF loans due to their specialised nature. Many large banks no longer provide these loans, leaving a few select lenders. Your choice depends on whether you need a loan for commercial or residential investments. Contact us for expert advice.

Embrace Financial Freedom

Let our team guide you through the SMSF loan process. Connect with us today to explore your options.